A  family had invested the majority of their assets at a large Wall Street private bank. Through our analysis we revealed that hidden fees were costing the family an additional two percent (2%) per year, allowing the bank to earn almost double what the family thought they were paying them. The family had no idea that hidden fees in various types of funds and structured investments are not visible on monthly statements and are not tax deductible. Through the use of different investment managers and fund structures, we improved transparency and were able to reduce fees by one percent (1%) annually.